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Get the Best Health Insurance Plan Online in India---Server Name(cholamandalammsinsurance.gibl.in)

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Most Popular Policies of Cholamandalam General Insurance

  • Chola Protect Car Insurance Policy
    This comprehensive car insurance plan provides policyholders with beneficial features to ensure complete protection of their vehicles.
    Key features of Chola Protect Car Insurance Policy
    • Availability of daily cash allowance
    • Reinstatement value
    • Depreciation Waiver is available
    • Personal Luggage Cover is available
    Buy now
  • Chola MS Hospital Cash
    It is an individual health policy that offers fixed allowance for hospitalization on daily basis to cover various expenses.
    Key features of Chola MS Hospital Cash
    • The plan comes with lifetime renewal option
    • Claims are settled directly
    • Double cash is provided for ICU treatment
    • Convalescence benefit is available
    Buy now
  • Chola MS Business or Leisure Travel Insurance Policy
    This travel insurance plan offers complete protection to travelers and business people in foreign countries.
    Key features of Business or Leisure Travel Insurance Policy
    • Hijack Relief Benefit is available
    • Daily cash allowance is available in case of hospitalization
    • Coverage available for trip curtailment, delay and cancellation
    • Coverage for burglary of home contents
    Buy now
  • Chola MS Critical Healthline
    Chola MS offers complete financial protection to policyholders diagnosed with listed critical ailments.
    Key features of Chola MS Critical Healthline Insurance Policy
    • lifetime indemnity on continuous policy renewal
    • Entry age up to 65 years
    • No medical check-up up to 55 years
    • Flexiblity of sum insured amount
    Buy now

Chola MS Swasth Parivar Health Insurance

For every individual it is a dream to have Swasth Parivar and getting your family insured for keeping them Swasth all throughout life is becoming basic necessity of ongoing scenario. The Chola MS Swasth Parivar Health Insurance Policy offers health and personal accident benefits together under one policy for your family working as best ever health insurance plan. There are tremendous benefits of this policy that will be further explained for your knowledge in this section.

Eligibility

AGE LIMIT FOR SELF/SPOUSE

18years to 65years

AGE LIMIT FOR CHILDREN

3months to 26years

Unique features

  • This is the most affordable health insurance family floater policy in insurance market having premium rate of only Rs. 5005 for 4 member family (2Adult + 2Children) for SI of 3lakhs
  • The policy premium rates do not increase up to 70years of age making it only policy with such benefit
  • Feature of dual protection including personal accident coverage + Health insurance coverage plan is another uniqueness of policy
  • Policy offers two plans Pearl and Royale for customers
  • Pearl Plan offers coverage for hospitalization of 4 members and Royale plan offers hospitalization along with personal accident coverage for 4 members of family
  • Policy offers tax exemption of Rs. 15,000 under 80 D section of IT Department
  • Lifelong policy renewal included in norms
  • 141 day care treatment compensation is included in policy
  • Medical check-up not required for 55years

Benefits

COVERAGE SECTION – I (HOSPITALIZATION COVERAGE)

This section included Pearl and Royale plan together having different range of benefits

BENEFITS

PLANS

PEARL PLAN

PLAN-1

PLAN-2

PLAN-3

Hospitalization expenses

Rs. 3 lakhs

Rs. 4 lakhs

Rs. 5 lakhs

Co-payment

10% applicable on eligible expenses for treatment in a non network hospital

Room rent (Regular)

1% of the sum insured

Room rent (ICU)

1.5% of sum insured

Day care services

Covered

Post-Hospitalization

60 days after discharge

Pre-Hospitalization

30 days before hospitalization

BENEFITS

PLANS

ROYALE PLAN

PLAN-1

PLAN-2

PLAN-3

Hospitalization expenses

Rs. 3 lakhs

Rs. 4 lakhs

Rs. 5 lakhs

Co-payment

10% applicable on eligible expenses for treatment in a non network hospital

Room rent (Regular)

1% of the sum insured

Room rent (ICU)

1.5% of sum insured

Day care services

Covered

Post-Hospitalization

60 days after discharge

Pre-Hospitalization

30 days before hospitalization

COVERAGE SECTION – II (PERSONAL ACCIDENT COVERAGE)

This section only include Royale plan having different range of benefits for self, spouse and children

BENEFITS

PLANS

ROYALE PLAN

PLAN-1

PLAN-2

PLAN-3

Personal Accident – Self

Death

Rs. 7,50,000

Rs. 10,00,000

Rs, 10,00,000

Permanent Total Disability

Rs, 7,50,000

Rs. 10,00,000

Rs. 10,00,000

Permanent Partial Disability

Rs. 3,75,000

Rs. 5,00,000

Rs. 5,00,000

Personal Accident- Spouse

Death

Rs. 3,75,000

Rs. 5,00,000

Rs, 5,00,000

Permanent Total Disability

Rs, 3,75,000

Rs. 5,00,000

Rs. 5,00,000

Permanent Partial Disability

Rs. 1,87,000

Rs. 2,50,000

Rs. 2,50,000

Personal Accident – Children (One)

Death

Rs. 1,50,000

Rs. 2,00,000

Rs, 2,00,000

Permanent Total Disability

Rs, 1,50,000

Rs. 2,00,000

Rs. 2,00,000

Permanent Partial Disability

Rs. 75,000

Rs. 1,00,000

Rs. 1,00,000

Customer Knowledge

This is a marvelous family floater policy covering hospitalization and personal accident under one umbrella policy. Customer who wants to provide complete health protection to their family can opt for this policy. The affordable premium range is also a unique characteristic for all range of customers.