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Most Popular Policies of Cholamandalam General Insurance

  • Chola Protect Car Insurance Policy
    This comprehensive car insurance plan provides policyholders with beneficial features to ensure complete protection of their vehicles.
    Key features of Chola Protect Car Insurance Policy
    • Availability of daily cash allowance
    • Reinstatement value
    • Depreciation Waiver is available
    • Personal Luggage Cover is available
    Buy now
  • Chola MS Hospital Cash
    It is an individual health policy that offers fixed allowance for hospitalization on daily basis to cover various expenses.
    Key features of Chola MS Hospital Cash
    • The plan comes with lifetime renewal option
    • Claims are settled directly
    • Double cash is provided for ICU treatment
    • Convalescence benefit is available
    Buy now
  • Chola MS Business or Leisure Travel Insurance Policy
    This travel insurance plan offers complete protection to travelers and business people in foreign countries.
    Key features of Business or Leisure Travel Insurance Policy
    • Hijack Relief Benefit is available
    • Daily cash allowance is available in case of hospitalization
    • Coverage available for trip curtailment, delay and cancellation
    • Coverage for burglary of home contents
    Buy now
  • Chola MS Critical Healthline
    Chola MS offers complete financial protection to policyholders diagnosed with listed critical ailments.
    Key features of Chola MS Critical Healthline Insurance Policy
    • lifetime indemnity on continuous policy renewal
    • Entry age up to 65 years
    • No medical check-up up to 55 years
    • Flexiblity of sum insured amount
    Buy now

Chola MS Accident Protection Plan

The accidents are shocking phase of life that damages you physically, mentally and financially. Accidents can happen anywhere at any stage of life without any expectation and knowledge. Therefore, it is an intelligent decision to get individual and family insured to at least control the financial crisis of personal accidents. The Cholamandalam General Insurance Company offers Accident Protection Policy to assure you financial stability

in accidental hospitalization stages of life. The plan covers various prospects of accident including benefits for death, permanent disability and many more. This makes it an exceptional and intelligent approach among various health care plans available in insurance sector. It is an individual as well as family floater policy.


Entry age for Self/Spouse

18years to 69years

Renewal till 70years

Entry age for Children

0 years to 25years


  • Individual as well as family floater
  • The sum insured range is from minimum 5 lakhs to maximum 25 lakhs providing high sum insured for better protection in state of accidents
  • Policy consider support for death, Permanent and partial disability, loss of limbs or sight and many more accidental disasters
  • There is advantage of getting daily allowances and weekly compensation in policy
  • Policy cover family transportation cost as well in case of different location of accident
  • The cost of repatriation of mortal remains and cremation ceremony are included in policy payment norms.
  • In policy there is no location limitation for accident; compensation will be initiated for accident happening anywhere in globe.

What makes it beneficial?




Policy provides benefit of daily cash in case of hospitalization due to accident


The copayment on weekly basis is initiated for loss of income occurring due to accident


There is fixed compensation for loss of limbs occurring due to accident


For permanent disability occurring due to accident , the policy makers will provide benefit of residential or vehicle modification as per requirement


Policy will initiate tuition fee in case insured child isn’t able to attend school or college.


Charges for requirement of ambulance will be paid as per policy rules


For accident occurring anywhere on earth, the policy will provide transportation compensation to insured person or family.


Policy covers mortal transportation charges as well as cost of religious ceremony occurring in case of death.

What makes it restricted?



Non accidental injuries

Not – Covered

Tax benefit

Not – Covered

Self intended accidents

Not – Covered

Pre existing disease accidents or death

Not – Covered

Accident due to alcohol or drug consumption

Not – Covered

Customer Knowledge

There are various other accidental plans available in insurance sector, but for your knowledge the features like mortal transportation, global accidental coverage, payment for tuition fee, family transportation, daily allowance and weekly compensation are specialty of this insurance plan. These unique benefits will make you a Smart Investor and a Stress free individual to face accidents in life.