Skip to main content

Get the Best Health Insurance Plan Online in India

Individual

female
male

Family

 

Most Popular Policies of Cholamandalam General Insurance

  • Chola Protect Car Insurance Policy
    This comprehensive car insurance plan provides policyholders with beneficial features to ensure complete protection of their vehicles.
    Key features of Chola Protect Car Insurance Policy
    • Availability of daily cash allowance
    • Reinstatement value
    • Depreciation Waiver is available
    • Personal Luggage Cover is available
    Buy now
  • Chola MS Hospital Cash
    It is an individual health policy that offers fixed allowance for hospitalization on daily basis to cover various expenses.
    Key features of Chola MS Hospital Cash
    • The plan comes with lifetime renewal option
    • Claims are settled directly
    • Double cash is provided for ICU treatment
    • Convalescence benefit is available
    Buy now
  • Chola MS Business or Leisure Travel Insurance Policy
    This travel insurance plan offers complete protection to travelers and business people in foreign countries.
    Key features of Business or Leisure Travel Insurance Policy
    • Hijack Relief Benefit is available
    • Daily cash allowance is available in case of hospitalization
    • Coverage available for trip curtailment, delay and cancellation
    • Coverage for burglary of home contents
    Buy now
  • Chola MS Critical Healthline
    Chola MS offers complete financial protection to policyholders diagnosed with listed critical ailments.
    Key features of Chola MS Critical Healthline Insurance Policy
    • lifetime indemnity on continuous policy renewal
    • Entry age up to 65 years
    • No medical check-up up to 55 years
    • Flexiblity of sum insured amount
    Buy now

Chola MS Critical Healthline

The joint venture of Murugappa Group and Mitsui Sumitomo Insurance Group Japan, aims to provide you insurance policies with value benefits through Cholamandalam MS General Insurance Company Limited. The company offers customers various categories of policies having their specific features and benefit plans. One such policy with Flexible Sum Insured with Fixed Benefits is named asChola MS Critical Healthline policy. This policy delivers you

required support for various critical illness issues and conditions. The times of illness create financial, physical and mental strain in life of individual and family. Therefore it is seriously essential to get oneself insured and live a constructive life.

Eligibility

Entry Age limits for Self/ spouse/ parents/ parents-in-law

18years to 65years

Entry Age limits for dependent children

5years to 25years

Medical Check-up

Not required for dependent children

Not required for self/spouse/parents/parents-in-law up to 55years

Plans

Standard Plan – Coverage for 10 critical illnesses

Advanced Plan – Coverage for 12 critical illnesses

List of Critical Diseases

STANDARD PLAN

ADVANCED PLAN

CLAIM SURVIVAL PERIOD

Severe Cancer (Leukemia, Lymphomas, Sarcomas)

Severe Cancer

30 Days

Stroke creating permanent symptoms

Stroke creating permanent symptoms

90 Days

First Heart Attack

First Heart Attack

30 Days

Open Chest surgery(CABG)

Open Chest surgery

30 Days

Regular dialysis

Regular dialysis

30 Days

Multiple Sclerosis

Multiple Sclerosis

180 Days

Organ or Bone Marrow Transplantation

Organ or Bone Marrow Transplantation

30 Days

Permanent Paralysis

Permanent Paralysis

180 Days

Aorta Surgery

Aorta Surgery

30 Days

Pulmonary Hypertension

Pulmonary Hypertension

30 Days

Parkinson’s Disease

180 Days

Motor Neuron Disease

90 Days

Benefits

  • Rs. 25,000/- Income Tax Exemption under section 80 D of IT Act.
  • Benefit of getting lump sum money for any of the listed critical illnesses in both plans
  • Lifetime rejuvenation option is provided in policy
  • Flexible Sum insured for policy holders
  • Individual and family floater policy
  • Any evidence or proof for medical as well as hospitalization isn’t required in policy essentials
  • The waiting period for policy commandment is only 90days in both standard and advanced plans
  • Policy offers sum insured rates of Rs. 300,000, 500,000 and 10, 00,000
  • There are benefits for emergency ambulance requirement in advanced plan
  • There are different premium rates for male and female candidates in this policy for all premium sum insured of Rs. 300,000, 500,000 and 10, 00,000

Customer Konwledge

This policy is considered as a very simple going and effective plan for critical health issues and problems. You are even not restricted to provide any documentary proof like hospital bills and other for policy claim making it a comfort policy. Good eligibility and lifetime renewal options are like value added stars to policy benefits. If you have these health issues you will get good benefits in this insurance policy.

Only there are certain exclusions of policy that are limitations of policy claim survival period, no benefit of death of insured person prior to survival period, Intentional injuries, AIDS/STDS and any categories of addiction. There exclusions are required to be followed for best benefits of policy.