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Most Popular Policies of Cholamandalam General Insurance

  • Chola Protect Car Insurance Policy
    This comprehensive car insurance plan provides policyholders with beneficial features to ensure complete protection of their vehicles.
    Key features of Chola Protect Car Insurance Policy
    • Availability of daily cash allowance
    • Reinstatement value
    • Depreciation Waiver is available
    • Personal Luggage Cover is available
    Buy now
  • Chola MS Hospital Cash
    It is an individual health policy that offers fixed allowance for hospitalization on daily basis to cover various expenses.
    Key features of Chola MS Hospital Cash
    • The plan comes with lifetime renewal option
    • Claims are settled directly
    • Double cash is provided for ICU treatment
    • Convalescence benefit is available
    Buy now
  • Chola MS Business or Leisure Travel Insurance Policy
    This travel insurance plan offers complete protection to travelers and business people in foreign countries.
    Key features of Business or Leisure Travel Insurance Policy
    • Hijack Relief Benefit is available
    • Daily cash allowance is available in case of hospitalization
    • Coverage available for trip curtailment, delay and cancellation
    • Coverage for burglary of home contents
    Buy now
  • Chola MS Critical Healthline
    Chola MS offers complete financial protection to policyholders diagnosed with listed critical ailments.
    Key features of Chola MS Critical Healthline Insurance Policy
    • lifetime indemnity on continuous policy renewal
    • Entry age up to 65 years
    • No medical check-up up to 55 years
    • Flexiblity of sum insured amount
    Buy now

Chola MS Hospital Cash

Nothing can be better than getting benefits for your extra expenses in case of tragedy and medical severity. The Cholamandalam MS General Insurance Company policy makers kept in mind for the fulfillment of these extra expenses and launched a insurance policy named Chola MS Hospital Cash that provide you benefit of getting daily allowance for extra expenses after 24hours of hospitalization. To control the stressfulness of hospitalization episodes of life not only for individual but also your family this kind of policy helps a lot.


There are three types of plans offered in hospital cash policy that are categorized on the basis of premium rates and variation in benefits.

Plan –A

Plan – B

Plan – C


Insurer/Spouse/Dependent Parents

18years to 65years

No medical checkup till 55years of age

Dependent Children

3months to 36 years

No medical checkup required

Why to choose Hospital cash of Cholamandalam?

For customer knowledge here we discuss various features, benefits and exclusions of this policy that will help you to understand the policy details in better manner and develop confidence for getting yourself engaged with this plan.


  • Policy offers lifetime renewal
  • There is reimbursement of double cash for ICU hospitalization treatment
  • There is convalescence benefit for hospitalization of more than 20days that includes a lump sum amount of money
  • Non Fussy and less Formality is the key feature of Chola MS hospital cash that will comfort you with easy going policy plan
  • There is direct claim settlement procedure included for customer benefit
  • Daily allowance as per opted SI for hospitalization of more than 24hours only
  • 30 days grace time for renewal of policy
  • Premium includes 10% family discount

Benefits and coverage

There are variation in benefits provided as per Plan opted by customer. You have freedom to select the plan as per your requirement and below described are details to acknowledge you the benefits as per three plans of policy.

Benefit – 1 [Accident or illness hospital Confinement]




Rs. 1000 per day

Rs.2000 per day

Rs. 3000 per day

Benefit – 2 [Intensive Care Benefit in ICU Hospitalization]




Rs. 2000 per day

Rs. 4000 per day

Rs. 6000 per day

Benefit – 3 [Convalescence Cash Benefit]




Rs. 10,000

Rs. 15,000

Rs. 20,000

Benefit – 4 [Family Discount]




5% of total premium for each added insured person

5% of total premium for each added insured person

5% of total premium for each added insured person

Customer knowledge

The hospital cash policy can work as a support in critical conditions to control your extra expenditures that are not covered by regular health care policies. The Chola hospital cash policy is completely hassle free policy with excellent benefits. You can opt this policy along with your health insurance for safer financial support in times of crisis for oneself and family. The variation in plans and sum insured amount also provide you comfort zone to choose as per your pocket.