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Most Popular Policies of Cholamandalam General Insurance

  • Chola Protect Car Insurance Policy
    This comprehensive car insurance plan provides policyholders with beneficial features to ensure complete protection of their vehicles.
    Key features of Chola Protect Car Insurance Policy
    • Availability of daily cash allowance
    • Reinstatement value
    • Depreciation Waiver is available
    • Personal Luggage Cover is available
    Buy now
  • Chola MS Hospital Cash
    It is an individual health policy that offers fixed allowance for hospitalization on daily basis to cover various expenses.
    Key features of Chola MS Hospital Cash
    • The plan comes with lifetime renewal option
    • Claims are settled directly
    • Double cash is provided for ICU treatment
    • Convalescence benefit is available
    Buy now
  • Chola MS Business or Leisure Travel Insurance Policy
    This travel insurance plan offers complete protection to travelers and business people in foreign countries.
    Key features of Business or Leisure Travel Insurance Policy
    • Hijack Relief Benefit is available
    • Daily cash allowance is available in case of hospitalization
    • Coverage available for trip curtailment, delay and cancellation
    • Coverage for burglary of home contents
    Buy now
  • Chola MS Critical Healthline
    Chola MS offers complete financial protection to policyholders diagnosed with listed critical ailments.
    Key features of Chola MS Critical Healthline Insurance Policy
    • lifetime indemnity on continuous policy renewal
    • Entry age up to 65 years
    • No medical check-up up to 55 years
    • Flexiblity of sum insured amount
    Buy now

Chola MS Individual Healthline Plan

The Chola insurance group offers a bucket of Healthline plans for customer benefits and security out of which Chola MS Healthline Plan is highly popular in customer’s viewpoint. This is a SMART policy for customers having intelligent approach for dealing with hazards of life. Chola Healthline provides instant benefits in critical conditions.

For your benefit there are three types of plans in this policy. These plans are summarized as follow

Chola Healthline VALUE Plan

Chola Healthline FREEDOM Plan

Chola Healthline ENRICH Plan

Eligibility

PLANS

ENTRY AGE

MEDICAL CHECK-UP

Value Plan

Self, Spouse, Parents, Siblings and Parent-in-laws- 18years to 65years

Dependent children- 3months to 26years

Not required up to 45years

Freedom Plan

Self, Spouse, Parents, Siblings and Parent-in-laws- 18years to 65years

Four Dependent children- 3months to 26years

Once in each set of three claim free years

Enrich Plan

Self, Spouse, Parents, Siblings and Parent-in-laws- 18years to 65years

Four Dependent children- 3months to 26years

Once in each set of 2 claim free years

Features

  • Policy provides AYUSH Coverage
  • There is advantage of having hospital admission for longer than 24hours
  • Additional medical expenses benefit prior to date of hospital admission as well as days after discharge
  • Domiciliary hospitalization
  • Donor expenses coverage
  • There are extended hospitalization allowanced provided in policy benefit
  • Lifetime renewal policy
  • There is children pre hospitalization benefits included prior to hospitalization
  • Double SI in case of critical illnesses and accidents
  • Customers have option to select possession under policy
  • Premiums include 14% service tax only
  • Coverage plans from Rs. 2 Lakhs to 10 Lakhs.

Plans Benefits

Value Healthline Plan

  • The plan covers benefits for in-patient hospitalization
  • There is 141 day care treatment
  • Pre-hospitalization for 30days and Post-hospitalization for 60days
  • There is 7 days domiciliary hospitalization expenses coverage
  • AYUSH treatment and donor benefits available for you
  • Emergency ambulance benefit of Rs. 1000
  • There is 10% copayment benefit for 55years above age customers
  • 5% to 25% cumulative bonus benefit for policy customers
  • Plan offers Sum Insured valued of Rs. 2 lakhs

Freedom Healthline Plan

  • This plan covers in-patient hospitalization and day care treatment
  • 60 days pre hospitalization and 90 days post-hospitalization expenses covered in policy
  • Domiciliary hospitalization expenses covered for 7days maximum
  • Rs. 2000 offered for emergency ambulance requirement
  • AYUSH coverage expenses and donor expenses included for you
  • 5% to 50% cumulative bonus benefit offered in policy
  • The offered SI is Rs. 3lakhs, 5lakhs and 7.5 lakhs

Enrich Healthline Plan

  • Sum insured rates are from Rs. 3lakhs, 5lakh, 7.5lakhs and 10lakhs
  • In patient and day care treatment expenses covered in policy
  • Pre-hospitalization for 60 days and Post-hospitalization 90 days in policy benefits
  • AYUSH and Organ Donor covered in policy
  • Rs. 2000 emergency ambulance expenses covered in policy
  • Rs. 500 per day for children hospitalization allowance offered up to 7days
  • Double SI for critical illnesses and accidents
  • The cumulative bonus offered is 50% for every claim free year up to maximum 100% of SI

Customer Knowledge

This policy offers you with huge range of benefits and different categories of plans. This variety of plans offers you choice and comfort to opt for plan according to your requirement. Policy is having a customer oriented approach for its existence and working in insurance sector.