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Most Popular Policies of Cholamandalam General Insurance

  • Chola Protect Car Insurance Policy
    This comprehensive car insurance plan provides policyholders with beneficial features to ensure complete protection of their vehicles.
    Key features of Chola Protect Car Insurance Policy
    • Availability of daily cash allowance
    • Reinstatement value
    • Depreciation Waiver is available
    • Personal Luggage Cover is available
    Buy now
  • Chola MS Hospital Cash
    It is an individual health policy that offers fixed allowance for hospitalization on daily basis to cover various expenses.
    Key features of Chola MS Hospital Cash
    • The plan comes with lifetime renewal option
    • Claims are settled directly
    • Double cash is provided for ICU treatment
    • Convalescence benefit is available
    Buy now
  • Chola MS Business or Leisure Travel Insurance Policy
    This travel insurance plan offers complete protection to travelers and business people in foreign countries.
    Key features of Business or Leisure Travel Insurance Policy
    • Hijack Relief Benefit is available
    • Daily cash allowance is available in case of hospitalization
    • Coverage available for trip curtailment, delay and cancellation
    • Coverage for burglary of home contents
    Buy now
  • Chola MS Critical Healthline
    Chola MS offers complete financial protection to policyholders diagnosed with listed critical ailments.
    Key features of Chola MS Critical Healthline Insurance Policy
    • lifetime indemnity on continuous policy renewal
    • Entry age up to 65 years
    • No medical check-up up to 55 years
    • Flexiblity of sum insured amount
    Buy now

Chola MS Home Insurance Policy

The only place for dwelling, surviving, living, enjoying, growing, developing and rising in life of every human being is Home. Whether it is small or grand, clear or dirty, old or new no place can replace the position of own home in life of any individual. Therefore, considering this fact in mind the Cholamandalam General Insurance Company offers you the most reliable home insurance policy named as Chola MS Home Insurance Policy to provide protection for your home against different categories of perils in life. For policy maker’s home is only place having soft corner in life of people residing in it and therefore policy is constructed accordingly.

This home insurance policy is perfect to not only provide safeguard for external body of house but also protection for valuable assets present inside the house for complete coverage. There are various other benefits that make this insurance plan special then other. For better knowledge of customers in section below we have described this policy.

Features

Some of the basic features to describe specialty of policy are listed below:-

  • Protection to external building with internal valuable assets like jewelry, electronics and many other listed items in policy plan
  • Policy applicable for self-owned as well as rented accommodation
  • Policy is available online for hassle free working and less documentation
  • Time saver and cost effective policy
  • Policy includes coverage for all possible risk including burglary, attacks, fire, explosion etc.
  • Flexibility of insurance plan is another feature allows you to choose as per necessity
  • There are lowest premium rates in plans
  • 24X7 customer support service for your convenience
  • Compensation for camera is included in policy
  • Jewelry kept safe yet lost in burglary is also covered in plan
  • Better premium rates then nay other policy available in market of insurance

Coverage and Non-coverage

BENEFITS

COVERAGE

Protection against special perils

Fire, explosion, implosion

Riots, terrorist attack, strike

All Natural calamities

Missile testing damages

Bush fire

Damage due to rail or any other vehicle

Leakage of routine sprinkles installations

Burst of water tank, pipes and other apparatus

Covered

Allied peril damages of house

Not-Covered

Compensation for Burglary and Housekeeping safety covering valuable assets, vehicle and property

Covered

Loss or damage of luggage while travelling in country

Covered

Any accidental breakage

Covered

Routine wear and tear of place and assets

Not-Covered

Damage of mechanical and electrical appliances of house

Covered

Death compensation up to four individuals

Covered

Total mechanical or electrical breakage in house occurring due to accident

Covered

Nuclear hazards to house

Not-Covered

Pollution and contamination defects in property

Not-Covered

Customer Knowledge

The Cholamandalam are most trusted brand in insurance sector of India that performs customer oriented business in market. The policies developed by company have a very high level of customer satisfaction criteria. This home insurance plan is safe and secures enough in lowest premium rates to cover almost all categories of peril and harm that can attack your property. Therefore, it is a smart move to get your property insured for better future and peaceful living.